Why you need Life Insurance
How will the bills be paid if you die?
Unfortunately I have had to deal with this problem on a regular basis when claims arise. Trust me it is extremely difficult for the surviving members of the family to manage.
Through my training and work experience I know it is most important to have a life Insurance policy before having a savings policy or a pension.
If you die the policy will pay out a lump sum tax free to your next of kin.
It is a horrible thing to think about but there is peace of mind in having a Life Policy in place to replace your income should you pass away.