Blog

Smokers Are Very Rich

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The packaging on cigarettes has been changed for years now, and if anything, all it’s done is train smokers to steadfastly ignore the big rotten tumour on it. The massive jump in the price of cigarettes over the last few years has probably done more to dissuade you from...

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Bank Closures – Your Options

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With both Ulster Bank and Bank Of Ireland closing branches in Co. Clare it is imperative that you consider your options for your savings, investments, pensions and Life Insurance policies. Whilst my heart goes out to the bank staff having received terrible news regarding their futures their bosses have...

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Reduce Tax Bill

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Retirement Planning – Planning for retirement is more important now than ever. The long period of lockdown will have given many of us a foretaste of retirement and the challenges faced when income is short and time is long! With the State Pension (Contributory) in Ireland only worth €250...

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Banks At It Again !!

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** Red Alert** Bank of Ireland is to impose negative interest rates on cash held in pensions, in a move that will hit hard people saving for their retirement. This new charge is on top of the Annual Management Charge and their sneaky allocation charge wherein they usually take...

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Gold For Your Pension?

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YOU CAN NOW ALLOCATE SOME OF YOUR PENSION FUNDS TO GOLD Gold has been used to store wealth for more than 5,000 years. Why? Because gold is very rare – and gold today is becoming ever-more difficult to find and mine. Gold is six times more rare than platinum,...

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Free Dosh?

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THE NEXT GOVERNMENT has committed to introducing Universal Basic Income (UBI) in Ireland in the next five years, according to the programme for government. The idea behind UBI is to give adults an automatic payment from the State that isn’t means tested and is given regardless of whether you...

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Is Your Pension Safe

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Many individuals have pension benefits in a personal retirement bond (PRB) without necessarily understanding what they have and what steps they should follow to make the most of these benefits before retirement hits them – often too late to do anything! A PRB is an individual pension contract designed...

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Are we moving towards a cashless society?

Finance

It has been reported and indeed confirmed by the European Central Bank that policymakers are pushing ahead with the creation of a Central Bank Digital Currency (CBDC) or digital Euro. That’s ahead of a formal policy meeting today under new ECB head Christine Lagarde who has moved over from...

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Covid-19 Payment Breaks

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Covid – 19 payment Breaks Available. These are unsettling and challenging times, with widespread financial impacts on people who may have lost their jobs or experienced a significant reduction in income. While other parts of the insurance industry are slow to make moves , the life insurance providers have...

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